The Financial Conduct Authority (FCA) has released some information on your rights as a consumer who shares your information with a third party application, such as Lumio. The following is an excerpt from this information:
"Your banking terms and conditions should not prevent you from sharing your credentials with regulated AIS or PIS providers. Your bank cannot hold you responsible for unauthorised transactions just because you have shared your credentials with AIS and PIS providers."
To see more please visit the FCA website here.