As of the 13th of January 2018, all banks and building societies in the UK are making their customer data accessible to regulated and licensed third parties such as Lumio and as a result have altered their terms and conditions to reflect this change. Nine of the biggest banks and building societies will provide this data using Application Programme Interfaces or "APIs" for current and personal accounts, as will some others, and for accounts without an API we use our trusted and regulated data partner, Moneyhub Financial Technology Ltd, which is authorised and regulated by the Financial Conduct Authority. Find out more on the FCA Register [insert link: https://register.fca.org.uk/ShPo_FirmDetailsPage?id=0010X00004Vt4mjQAB].

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