Flexible Budget

Your Flexible budget is for the spending that changes month to month and is most in your control.

This is usually where day-to-day decisions happen.

Examples:

You choose how much of your overall budget you’d like to put towards Flexible spending.

Then you can split that amount across categories.

Example:

We’ll total these up to show your full Flexible budget.

Expected Spend is our estimate of what you’re likely to spend this month based on your recent spending patterns.

We calculate this using things like:

It’s there to help guide you — you’re always in control and can change your budget manually.

If you’d like more structure, you can group your categories.

Common examples:

This can make it easier to see what spending is essential and what could be reduced if needed.

You can create your own group names and change them at any time.

Examples:

Choose whatever works best for you.

Flexible budgeting helps you: