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Committed Costs

Committed costs are your regular, expected outgoings that usually need paying each month.

Written by Tom Richardson
Updated today

Committed costs are your regular, expected outgoings that usually need paying each month.

Examples:

  • Rent or mortgage

  • Utilities

  • Insurance

  • Subscriptions

  • Loan payments


How it works

Committed costs should be automatically imported where possible from your connected accounts using your recurring transactions.

This means we’ll identify regular payments and suggest them for your budget.

You can then:

  • Confirm them

  • Edit amounts

  • Remove anything that doesn’t belong


Why this helps

Committed costs are planned for first, so you know what money is already spoken for before budgeting the rest.

That gives you a clearer picture of what’s available for:

  • Flexible spending

  • Non-monthly costs

  • Saving goals


Tip

Check your committed costs regularly to make sure everything is still up to date, especially if bills or subscriptions change.

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