Open Banking sets standards for banking APIs (this is how you connect these accounts to Lumio). But the legislation only covers 13 banks, with a few others proactively joining the scheme early, and specifically only applies to current accounts at the moment, with credit card and savings accounts following over the next couple of years.

We currently connect to:

  • Barclays

  • Bank of Scotland

  • Halifax

  • HSBC

  • Lloyds

  • Monzo

  • Nationwide

  • Royal Bank of Scotland

  • Santander

  • Starling

  • Ulster

If your bank is not listed, please keep in mind that not every bank has their API ready, if you don’t see your bank in this list we can probably still connect to them, just via a different method. Please contact them to ask them what they’re doing to get ready for Open Banking and what their API status is.

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