Your I Owe You Tracker with Lumio is your balance and internal ledger as a couple. Lumio's IOU Tracker gives couples a single source of truth for all their shared spending, so they always know where they stand. And because every relationship is different when it comes to splitting bills and expenses, Lumio's IOU Tracker is completely customisable.
To get set up or adjust your IOU Tracker, follow the steps below.
Set up/Adjust your IOU Tracker
Go to your Shared Space - by tapping on the profile icon in the top left of the screen, and selecting your Shared Space.
Tap to your 'Spending' tab at the bottom of your screen.
You should see your 'IOU Tracker' widget at the top of this tab. If not, double-check that your partner has joined your Shared Space. Here's how to check.
A partner in your Shared Space
Within the IOU widget, tap 'Adjust Ratio'.
The Adjust IOU Ratio will appear. Here you can adjust your split in three ways:
Scroll and move the slider to an appropriate split.
Type in the amount.
Select one of the Presets to suit you as a couple.
Once you've selected you split select 'Apply IOU Ratio' at the bottom of the screen.
You IOU tracker will adjust in line with your new ratio on the Spending screen.
Once you've settled upon any IOUs, tap 'Mark as settled up' within the IOU widget - and it will reset to £0.
If you want to understand how the IOU Tracker is calculated - you can read more here.