Depending on how you've set Lumio up in your private space, there are a number of ways you can handle credit card repayments.
Lumio securely connects with all the major credit card providers, including American Express, Capital One, Barclaycard, Lloyds, Nationwide, Halifaxm Santander, Tesco Bank, Nationwide, Virgin Money, MBNA and many more.
My credit card is connected in Lumio
If your credit card is connected in Lumio, credit card repayments should always be categorised as 'excluded'. This is so your repayments don't throw off your analytics.
While Lumio should exclude your credit card repayments automatically. If you find this isn't happening, you can re-categorise or ‘Exclude’ them manually
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Lumio is a clever engine and it will learn from your manual changes and start applying them to future transactions.
If this doesn't work for you, you could try adding your Credit Card repayments to your recurring costs. Just remember, because Credit Card repayments mostly change month-to-month, your projected recurring costs may not perfectly match your Credit card repayments.
If you would like to have your live Credit Card balance tracked as a recurring cost, please let us know. As this is a feature we are actively considering introducing.