👋 Welcome to your Home screen of Lumio
Your Home tab of Lumio is a snapshot of all your finances for the space you are in.
With Lumio, you have two spaces to manage your money:
🙋 Private Space - Where you can track all personal spending, bills and accounts - and share any of them to your Shared Space.
🧑🤝🧑 Shared Space - Where you can track all your shared expenses, bills and accounts in one place.
Here's how to get started with Lumio:
Invite your partner.
Connect your main personal bank account that you spend from. Here's how to connect an account to Lumio.
Connect any active Credit Card that you spend from.
Connect any active Joint Account to Lumio.
'Mark it' as a Joint account.
'Link it' to your Shared Space with your partner.
Learn more about connecting a Joint Account to Lumio here.
Set your cycle in Spending to sync to your payday so you have a clear picture of your Income vs. your spending. You can read how to do that here.
In your Private Space, you can now begin to share any shared bills or transactions to your Shared Space - so you have a single source of truth for all your shared spending as a couple. You can learn more about that here.
Add any Recurring Costs to your Private or Shared Space. Learn more about Adding Recurring Costs here.
Finally, at the top of your Spending tab Adjust the Ratio of your IOU Tracker, so your spending split is fit for you as a couple, and you always know exactly where you stand.
While the layout will change over time, your Home tab is currently made up of your:
Net Worth - learn more about your Net Worth here.
Total Spent - The total amount of money spent based on all the transactions in that space.
Recent Transactions - all your recent transactions in that space. *Remember, to get a true picture of your shared finances make sure you share all your shared bills and expenses to your Shared Space. Start by tapping 'See all'.